Transform your card business: meet OpenWay at the 11th Global Banking Innovation Forum


Ready to transform your card issuing and merchant acquiring business? 

OpenWay, a top-ranked digital payment software vendor, invites you to visit its stand at the 11th Global Banking Innovation Forum & Expo. Come watch our demos and learn about how WAY4 solutions can kick-start the digitalization of your card business. 

Visit us and get exclusive insights from our experts on:

  • Omni-channel merchant acquiring 

  • New card issuing services

  • Digital wallets 

  • PSD2 compliance

  • Cross-border payments 

 Come to the panel discussion!

  • On April 11 at 11.20am OpenWay will lead the discussion on Technological Disruption & Innovation in Banking among the experts of the European payments industry

We are looking forward to seeing you there!

Considering to transform your business through card issuing, merchant acquiring, e-commerce, digital banking, wallet, open banking solutions? See you at Smart Card 2018 in Opatija!


OpenWay would like to invite you to the Smart Card 2018 event, one of the largest banking innovation and technology conferences in the Balkans, taking place in Opatija, Croatia on September 24-26.

Why would you attend?

  • Get new business model insights by visiting the OpenWay presentation on the topic “Omnichannel payments for new revenue streams: wallet, e-commerce, open banking”

  • Learn about 4 case studies of the digital payment transformation from European and global leaders at the OpenWay workshop on September 24 at 4:30pm

  • Watch demo of the top-ranked WAY4 Wallet, #1-ranked WAY4 CMS (Card Issuing, Merchant Acquiring and Payment Gateway), innovative WAY4 PSD2 Hub and other software solutions at the OpenWay stand

We will be pleased to sit with you and learn more on your needs to enable us to address them in the most efficient way.

Bull and OpenWay Improve the Security of e-Payments

Bull, the Atos brand for its technology products and software, and OpenWay, a recognized leader in e-payment processing and omni-channel banking software, announce a partnership to integrate the OpenWay’s solution WAY4 for 3D Secure with the Bull CRYPT2Pay™ Hardware Security Modules. Relying on their respective expertises and skills, Bull and OpenWay are associated to ensure e-payment security.

Bull CRYPT2Pay™ is a high performance encryption device leader on the European market and gaining significant references worldwide, designed to secure the whole card lifecycle from its production until its operational usage. Bull CRYPT2Pay™ PCI-HSM is certified and widely used by American Express Global Network Services, Visa, MasterCard International and the French scheme “Groupement des Cartes Bancaires”. 

To secure e-payments, Bull CRYPT2Pay embeds 3-D Secure features and supports Verified by Visa, MasterCard SecureCode and JCB’s J/Secure transactions. 

About Bull

Bull is the Atos brand for its technology products and software, which are today distributed in over 50 countries worldwide. With a rich heritage of over 80 years of technological innovation, 2000 patents and a 700 strong R&D team supported by the Atos Scientific Community, it offers products and value-added software to assist clients in their digital transformation, specifically in the areas of Big Data and Cybersecurity.

Bull is the European leader in HPC and its products include bullx, the energy-efficient supercomputer; bullion, one of the most powerful x86 servers in the world developed to meet the challenges of Big Data; Evidian, the software security solutions for identity and access management  and Hoox, the ultra-secure smartphone. Bull is part of Atos.

OpenWay Expands the Boundaries of e-Commerce and Mobile Commerce

OpenWay, a recognised leader in software solutions for issuing and acquiring bankcards, payment processing, remote banking service and financial transaction routing, has certified WAY4 for acquiring American Express cards in e-commerce systems using the AmEx SafeKey technology.

Rapid growth in the volumes of e- and mobile commerce is an unquestionable international trend. Implementation of the AmEx SafeKey technology on OpenWay’s WAY4 platform is an innovation that will allow for free use of American Express cards in WAY4-based e- and mobile commerce systems and e-wallets. 

“We have a number of projects with American Express all over the world. A lot of key market players use AmEx products and WAY4 solutions. For instance, joint issuing and acquiring products have been implemented in Savings Bank of Russia, Kazkommertsbank in Kazakhstan, Luottokunta (Nets) processing company in Northern Europe, and Equity Bank in Kenya. OpenWay and AmEx’s plans for the nearest future include projects related to contactless payments using the AmEx expresspay technology and Customer Reward loyalty programme support,” comments Alain Vansnick, OpenWay’s business development director, EMEA. 

WAY4 solutions are certified by MasterCard, Visa, AMEX, Diners Club, JCB, CUP. OpenWay supports Verified by Visa, MasterCard SecureCode, AmEx SafeKey solutions based on 3-D Secure protocol.

Borgun turns to OpenWay

Borgun, the first issuer and acquirer of credit cards in Iceland whose business today comprises over 200.000 cards and 10,000 merchants, has turned to OpenWay’s WAY4 all-in-one software platform to manage issuing, acquiring, e-commerce and loyalty programmes for its total portfolio.

Haukur Oddson, CEO of Borgun, said, “Card usage in Iceland is among the highest in the world so we needed to have advantage over the competition. Borgun is known for innovative solutions when it comes to servicing merchants and we needed a processing platform that could react and adapt to our changing requirements. Of vital importance to us was that full functionality scope including e-commerce, acquiring and issuing, could be supported while we centralised processing for all our businesses. We chose WAY4 all-in-one solution because it ticked all the boxes including providing an interface with our existing platforms and Payments associations, could run loyalty programmes, integrate with our issuing client banks and be able to acquire for all Payment schemes.”
Wim Pardon, Managing Director of OpenWay EMEA added, "We are very pleased to be working with Borgun, an innovative company operating in one of the most developed and thus challenging card markets. Our WAY4 solution is especially suitable for projects where the client needs a single transaction processing platform with proven issuing, acquiring and switching capabilities together with rich e-commerce and loyalty functionality. Borgun was one of the pioneers in the market and we believe WAY4 will help Borgun to continue to lead the market supported by increased flexibility, faster speed to market, and improved efficiency".


Established in 1980, as the first issuer and acquirer of credit cards in Iceland, Borgun is a leader in payment solutions in Iceland and is committed to innovation and excellence. Borgun provides acquiring services to merchants and issuing processing services to a diverse range of issuers of credit and debit cards on the Icelandic market.

The company offers solutions for merchants accepting MasterCard, Maestro, VISA, VISA Electron, Union Pay, JCB, Diners Club, Discover, and American Express credit cards; and card-not-present, including e-commerce acquiring services for MasterCard and VISA.

TREVICA and OpenWay Urge Competition on Polish Cards Market

TREVICA, Polish payment processing company, whose one of main shareholders is MasterCard Europe Sprl, has successfully launched the multi-institution card issuing and acquiring platform WAY4 from OpenWay to get a jump-start on the highly-competitive Polish cards market.

With WAY4 TREVICA plans to become a strong rival to well-known card processing players in providing both traditional payment processing services and advanced value-added services, such as 3-D Secure Internet payment processing and real-time risk management.

"We have selected WAY4 because we were looking for technologically modern and functionally mature, stable system that can help us minimize time-to-market with each new bank we connect and sustain long-term growth", - said Maciej Stepien, TREVICA’s COO. "We enjoyed WAY4’s flexible business rules and are able to set up new products and features quickly without programming. Thanks to its flexibility we implement new products and banks extremely fast and reliable", he added. 
"I am sure that TREVICA and its clients are going to boost consumers e-payment experience in the nearest future", - commented Wim Pardon, Managing Director of OpenWay EMEA. "As many start-up companies, TREVICA can leverage the most up-to-date payment infrastructure to introduce innovative tailored solutions. It gives a real competitive advantage over those using cumbersome legacy platforms".


TREVICA S.A. was founded in 2008 as a new payment processing company on the Polish market. The company offers its services to banks and financial institutions who wish to issue cards or acquire transactions in ATM and POS networks without building their own infrastructure. TREVICA offers full life cycle of card issuing processing including account and card record maintenance, authorization and settlement, credit card account management, transaction switching, fraud and dispute management, and more. These services are supported for all types of card technologies like magnetic stripe card, EMV, contactless, virtual, paper voucher, etc. Acquiring transaction processing is a set of services offered to a broad range of institutions involved in electronic payments like: ATM/POS/eCommerce acquirers, ATM/POS/eCommerce network operators, GSM top-up operators, bill payment operators, mobile payments operators who plan to extend the scope of services available at their merchants' location