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The best payment experience?

Start with Way4

Tier-1 banks, processors, and established fintechs select OpenWay as a strategic partner to deliver superior customer experiences and expand across local and global markets.

Our clients are innovators in card issuing and merchant acquiring, omni-channel and real-time payments, digital wallets, instant payment schemes, AI-driven payments, and digital currencies—empowered by Way4, a flexible, composable platform built for speed to market, efficiency at scale, and resilient growth.

Trusted by global enterprises and growth-forward startups

Way4 solutions

One real-time payments platform.
Any instrument. Any channel.

An all-in-one, digital-first, real-time software platform to issue and accept any payment instrument—from cards to wallets, instant payments, tokenized assets, CBDC, and crypto.

Real-time, digital-first payments

Run real-time customer journeys and operations on a single core. Enable online accounting, transparent fees and commissions, dynamic pricing and personalization driven by customer behaviour.

Any payment instrument, true omnichannel experience

Issue and accept everything from debit and credit cards to wallets, instant payments, tokenized assets, CBDC, and crypto-based models—across B2C, B2B, B2B2C, and C2G. Deliver consistent payments across ATM, POS, e-commerce, mobile, wearables, embedded and recurring payments, all managed through unified channels and customer journey orchestration.

Faster launches through no-code configuration and automation

Design, configure, and launch new products using no-code tools, unified business rules and smart automation. Cover the full lifecycle end to end: onboarding, accounting, contract management, authorization, risk, pricing, clearing, settlement, disputes, and reporting.

Glocal by design

Support country-specific rules and compliance on a single global platform. Deploy flexible deployment on-premises, in the cloud, or as SaaS, without compromising scale or compliance.

Proven at scale

190M+
cards and wallet users
2M
merchants
4490
TPS
99.989%
availability

Our ratings and awards

OpenWay’s industry recognitions – by Gartner, Datos Insights, Juniper, and others – reflects what matters most to payment leaders: proven execution, platform resilience, and the ability to innovate without disrupting the core. Way4 supports both greenfield launches and complex migrations at scale, helping banks, processors, and fintechs modernize with confidence.

A global company

OpenWay combines global reach with local delivery. Our teams and clients span key payments markets worldwide, giving us the expertise to support complex payment businesses across regions, regulations, and operating models.

16
team locations
178
countries with performed transactions on Way4
70+
countries of client presence