5 times faster processing for up to a million cards under a single top balance

A new parallel-mode processing algorithm in Way4 benefits issuers whose customers require big-tree card hierarchies where anywhere from 10,000 to a million cards rely on the same Amount Available balance of the top contract. Now the issuer can guarantee those customers quick, seamless processing of their corporate card payments, even during peak spending times like Black Friday.

With the new algorithm, posting transactions for cards within the same tree is now 5 times faster. For authorizations, an increase in performance by 5-10 times is possible.

These hierarchies are necessary when serving, for example, major travel agencies using large numbers of virtual cards to book flights and accommodations in bulk.

Explore more advantages of Way4 for card issuers.

OpenWay is the only best-in-class provider of digital payment software solutions for card issuing, digital wallets, merchant acquiring, BNPL, transaction switching, tokenization, and fleet payments, and the best cloud payment systems provider as rated by Aite, PayTech and Juniper Research. Top-tier banks and processors, as well as ambitious fintech startups, have chosen OpenWay as their strategic partner. With its unique capabilities in rich functionality, fast-to-market, high availability and better ROI, the Way4 software platform guarantees an unparalleled customer payment experience.