Way4. Very Digital Payments

Leading payment institutions are using Way4 digital payment software solutions for account management, digital wallets, card issuing, acquiring, switching, e-commerce gateway, and omni-channel digital banking.

Secure your client portfolio and profits today, and look to the future by generating new revenue streams. Many are doing just that by leveraging the modular nature of Way4 to launch a variety of payment processing products. You can easily configure Way4 to your needs to achieve your company’s specific objectives, whether you are taking on a new role in the payments market, or even building your own payment ecosystem.

The Way4 digital payment software platform is developed by OpenWay. Our company is the vendor chosen by equensWorldline, Equity Bank of Kenya, Nets, Nexi, Comdata, Network International, Credorax, Borgun, AIS Thailand, Bank Rakyat Indonesia, and other payment leaders in Europe, Asia, Africa, the Middle East and the Americas.

OpenWay’s client portfolio includes banks and processors, telcos, fleet companies, and governmental agencies. Many of them migrated from legacy systems to Way4 as part of their digital transformation program. Some confronted the limitations of existing service providers and decided to move payment technologies in-house. Others realized their ambitions to go cross-border. Still more launched their greenfield business on Way4 and became tier-1 companies.

Top-Ranked Vendor

A trusted partner for clients since 1998, OpenWay has transformed from a European start-up into a global leader. We were ranked #1 over other digital payment software vendors by Gartner and Ovum, also by Aite. Some awards and rankings in detail:

    “Best-in-Class” Vendor of Payment Processing Platforms by Aite, in its “Aite Matrix: Payment Processing Platforms 2021“ report

    “Market Leader” by Ovum, an independent research firm, in its report “Ovum Decision Matrix: Selecting a Card Management System Platform, 2015–2016” with the highest rating for technological capabilities

    “Market Leader” by Ovum, an independent research firm, in its report “Ovum Decision Matrix: Selecting a White-Label Mobile Wallet, 2016–2017”

    The only vendor to receive the highest rating in the “MarketScope for Multi-Regional Card Management Software” reports by Gartner since 2009

Aite Matrix: Payment Processing Platforms

Single Platform for Classical and Innovative Payments

We created Way4 to be your one-stop shop. Our clients can run multiple business models on a single platform. Way4 covers every aspect of card and merchant transactions, including and not limited to: 

  • Card issuing, account management and merchant acquiring

  • Transaction switching, omni-channel digital banking and digital wallets

  • E-commerce gateway, loyalty, and fleet cards

Powerful Engine for Your Payment Business

Way4 Platform at a Glance

Industries

  • Banks

  • Processors

  • Telcos

  • Retailers

  • PSPs

  • Fuel card processors

Compliance

  • SEPA

  • PSD2

  • Shariah

  • PA-DSS

Business area

  • Issuing of any payment instruments

  • Acquiring

  • Digital banking

  • E-commerce gateway

  • National switch

  • Wallet

Payments

  • Mastercard

  • Visa

  • UnionPay

  • JCB

  • American Express

  • Diners Club

  • Domestic payments

  • ISO 20022 / ISO 8583

Global

  • Direct installations in 45+ countries

  • Global support

  • Multiple languages, currencies, time zones

Omni-channel

  • POS / mPOS / Smart POS

  • ATM / Kiosks

  • Mobile / Web

  • E-commerce / Mobile commerce

  • Social media

Scalability & Performance

  • From S to XXL

  • Online 24/7/365

  • 4,300 t.p.s.

  • 200,000,000 cards on a single installation

  • 15,000,000 POS clearing transactions daily by a single acquirer

  • 500,000 mobile agents on a single platforms

  • E-commerce processing in 188 countries

Delivery

  • On premises

  • Cloud

  • SaaS