White-label omni-channel digital banking software system to predict, simplify and monetise customer's daily financial decisions
Looking for Digital Banking Transformation?
Omni-channel digital banking
Branchless or agency banking
Social media banking
Personalized customer service beyond tiers and segmentation
Mobile interfaces, channels and scenarios expected by the new generation
Digital customer journey – including online customer on-boarding, online account opening and card generation, online loyalty and coupons, instant payments and transfers, personal finance assistance, and more
Personalized offers and interactive banners – based on data insight and customer profiling
Configurable automated workflows
Instant B2B and B2C payments and transfers, and many more
All-in-One Flexible Solution
Omni-channel lifestyle banking software platform
On-premise or cloud implementation
Comprehensive support from the vendor: joint business analysis, clear and concise requirements, customization, training before, during and after launch
Agile development and continuous delivery, on-site and remote support
Rich functional coverage – from balance and operations history to loyalty, microloans and PFM
Why WAY4 Channels?
Omni-channel: mobile, PC, chat bot, wearables, API, agent banking
Variety of services: payments and transfers, loyalty, aggregated customer profiles across all channels, utility services, bill presentment, online deposit opening, informational services, sales and cross-sales, personalized interactive banners, bill splitting, online card issuance, online applications, management of limits, currency exchange, personal targets, geo-services, gamification, etc.
All kinds of payment instruments (accounts, cards, e-money and wallet accounts) and payment interfaces (in-app, QR, NFC, SMS, API)
Multiple e-wallet features – enrolment of cards and accounts of other banks, tokenization and contactless payments
Rule-driven automated workflows: application processing, risk management, disputes, customer segmentation and more
Numerous methods of customer authentication and payment confirmation
Personal finance assistant, transaction and customer analysis for proactive personalized service
Highest security standards and PA-DSS compliance
Simple, convenient and configurable UI and scenarios
Online integration with any core banking, CMS and other systems
99.995% availability and high performance
Chatbot Messenger Banking?
According to Statista.com, over 75% of internet users worldwide accessed messaging services on mobile devices. Banks can use WAY4 Messenger Banking to create a chat bot for Facebook, Telegram, WeChat, Viber and Line messenger platforms, and link those with any core banking and card processing system on the back-end. The chat bot communicates with users and provides the information about bank’s services. In response to customer requests it can manage cards and accounts, adjust security settings and make payments to the customer’s friends and contacts.
WAY4 Channels at a Glance
API / Open Banking
e-Commerce / Mobile / Web
Wearables / Social / IoT
Messengers / Chatbots
EFTPOS / mPOS / Smart POS
SMS / USSD
API / UI