Mobile Authentication Application
<Product under development>
OpenWay has developed a special mobile app to improve the cardholder e-commerce payment experience. The app uses biometrics and other user-friendly authentication methods, instead of OTP from SMS. It saves cardholder time and issuer's money usually spent on the SMS service.
To complete an e-commerce transaction, buyers are usually redirected from merchant websites to the issuer’s portal (ACS). At this point you can offer authentication via mobile. The cardholder receives a push notification from the app, opens it and confirms the payment by fingerprint (or passcode).
The solution includes:
Mobile application for Android and iOS
SDK for embedding the authentication functionality into 3rd party apps (e.g. mobile banking app)
Application management tools (solution back-office)
Interface between the app and ACS