Dr. Victor Dostov, 
Russian Electronic Money Association

 Dr. Dostov is a President of the Russian Electronic Money Association, organization representing the largest electronic money operators and money transfer companies in Russia. With the background in management, research and investment in payment technology projects, Victor is one of the leading experts in the field. He advised public bodies on drafting regulation for electronic money in Russia and continues to provide his expertise on the further evolution of legal framework – especially prudential supervision and AML/CFT issues for government bodies in Russia and elsewhere. He previously held a position of a founding partner in PayCash Group where he contributed to the launch of successful projects both in Russia (Yandex.Money, Beeline mobile commerce, etc) and abroad. Victor is also known as an ardent proponent of using hi-tech payment instruments for enhancing financial inclusion and therefore provides his expertise in CGAP, AFI, FATF and the Eurasian Group. He is also a Vice-President of the Russian-Microfinance Center.