Simona Gavina

Head of Banking Solutions

Together with my team I take care of SIX processing solutions from the business and technical perspective, providing banks with efficient services to handle their issuing and acquiring business.

I have more than 15 years of international experience in Business Development, Marketing and Partnership/Relationship Management gained in multinational corporations in the Banking and Financial Service arena. Before joing SIX Group in 2013, I worked for Citibank, ABN AMRO, Visa Europe and SIA SpA.

What inspires you in the payment industry

By looking back at the evolution of European payment processing and the initiatives and forces that have shaped the development of payment processing, it should be somehow possible to look forward and anticipate challenges that lie ahead. Payments market is changing: increasing competition and consolidation, M&A,JV’s, vertical integration, increase pressure on margins in acquiring and issuing business lead to a transformation of business models, channel innovation and development on non-bank channels. On top of this there is the challenge of keeping focused on growth in a rapidly evolving EU wide regulatory payments market.

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