Graduated in Electrical Engineer, Computer Major from Ecole supérieure des ingénieurs de
Beyrouth-ESIB and an MBA from University Jean Moulin Lion III.
2017- Present: Chief Information Officer at Areeba (TPP).
2004-2016: E-Business development Manager and Deputy Head Electronic Banking and card
services at Bank Audi Lebanon.
1995 – 2004: Card director and Head of IT at Credit Libanais Bank Group.
1985- 2004: Consultant for many Retail and financial institutions on Software development
projects and card Management Systems In Lebanon, Greece, France and the Gulf.
In which professional and non-professional areas you feel confident as an expert?
I have more than 25 years experience in the full Card Business, Issuer and acquirer part, business and IT.
When choosing a business model, what characteristics do you expect are the most important?
Fast to implement, customer centric, innovative.
What skills do you feel are must-have for a decision-maker today and in the future in the banking industry?
Visionary in the sense that with the evolution of the technology, to be able to pick the best path and
services for the future.
What qualities of your strategic partners will make you feel confident now and in the future?
Understand our business, close to us in term of coordination for any new project, having a diversified
number of modules that cover our needs now and the future, having large number of customers which
allow us to benefit from their experience and services implemented, having a research and development
center that focusing on new services and technology the international payment schemes are preparing.