Philippe Schalk

Senior Business Development Manager

SIX Payment Services Europe, Luxembourg


The payment industry is always moving and evolving. Ten years ago, a card was a simple piece of plastic with a magnetic stripe. Today, the card is equipped with a chip and is capable to take decisions. What will be the card tomorrow? How will the Smartphone replace the cards? How will the new rules and regulations change the electronic payment world? How can we change the customer payment experience to make simple, straight forward but secured? These are the inspiring challenges we will face in the payment industry.