Olivia Ghazal 

Centre de traitement Monetique

Senior Programmer Analyst

Olivia Ghazal a senior programer analyst at Centre de traitement Monetique (CTM) since 3 years, where she works on way4 applications and develops in-house applications for card production, clearing and settlement. 
Olivia has accomplished the WFP project that is related to syrian refugees in Lebanon among other distinctions in the field. She is a computer and communication engineer graduated from Lebanese university faculty of Engineering 
Before joining CTM, she was working during 8 years at Path Solutions, a leading company in the Islamic banking, where she was responsible of the integration projects such as ATM integration between core banking and the switch. She was leading many ATM project starting from the analysis until the development then the onsite implementations across different countries in the middle east and the far east. She worked with the web services and has a wide knowledge in oracle database. 

What recent event / innovation inspired or frightened you?

Ethical Artificial intelligence in finance 

How do you envision the role of banking and processing companies in 5 years?

Expanding Digitalization and Innovation 

What do you think was the biggest lesson for payment industry in 2018?

When you’re thinking through a financial decision, nothing beats some time with pen and paper.

What are the payment features that you use yourself on a day to day basis (for example, contactless, Apple Pay, p2p transfers etc)?

Contactless cards.