Change Your Processing Platform and Launch Payment Innovations for the Post-COVID Era
Table of contents
Way4: your choice for issuing and acquiring innovations
Addressing pandemic-related trends
Issuing: digital cards with instant online delivery and activation
Acquiring: omni-channel e-commerce payments with dynamic pricing
Payments with multiple currencies
Issuing: multi-currency cards for payments and savings, with the overdraft option
Acquiring: FX revenue from cross-border payments
Corporate cards
Issuing: multi-currency purchasing cards with real-time spending control
Issuing + Acquiring = fleet cards with basket data analytics
Customer-centric loans
Issuing: Consumer loans on POS
Acquiring: merchant financing
Issuing + Acquiring = loans in the form of corporate purchasing cards
Payment niches for socially responsible companies
Issuing: cards with carbon footprint reporting and consumption advice
Issuing + Acquiring = social cards
Digital wallet payments
Issuing: cards with tokenization for major mobile wallets
Acquiring: QR-code payments for SMEs, with instant settlement option
Issuing + Acquiring = digital wallet ecosystem
Way4 as a cost-saving long-term choice
Issuers and acquirers referenced in this case study
Halyk Bank, the largest acquirer in Central Asia
Indó, Iceland's first-ever challenger bank
Jysan Bank, a Central Asian issuer of multi-currency cards for payments and savings in 16 currencies
MaaS Global, the leading Mobility as a Service provider and operator of Whim, all-inclusive mobility app
Pleo, Danish fintech with 84% chance of becoming a billion-dollar business in the next three years according to GP Bullhound
Rocker, a Swedish neobank building a mobile platform for personal finance: loans, payments and savings
SmartPay, a mobile wallet ecosystem in Vietnam, connecting 1 ,000,000 consumers and 100,000 merchants