Clik to launch in Cambodia in 2019

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  • Cambodian startup Clik raised more than $2 million before its 2019 launch

  • Observers say that Clik is a good addition to Cambodia’s fintech scene

  • While Clik is primarily an analytics app, its CEO says that the company respects the privacy of would-be clients  

 A new payments app is about to enter the Cambodian market and it raised over $2 million before its scheduled launch. Clik is poised to launch a new payment gateway and aggregator and many are said to be excited about the event.

The only downside about the report, according to fintech observers in Phnom Penh, is the fact that there is no mention of overseas transfer rates or that users can transfer money internationally through the app.

The good news is, the app will make transferring payments between consumers and businesses more seamless. According to the fintech, Clik users can use the app to pay for goods and all they need to do is to input their credit cards or e-wallets into the app.

“Our app will be very easy to use, much easier than a payment terminal with 25 buttons on it”, explained Clik CEO and founder Matthew Tippetts while talking to Southeast Asia Globe. “The consumer will have a wide array of payment capabilities in one place – simple, seamless and safe to use”, he added.

The company notes that the app is a useful addition to the set of tools that businesses have. Tippetts said that merchants can use the app to grow their business. Clik is described by Tippetts as: “a new data company” driven by analytics. Its main purpose is to “enable offline businesses to have the same data as online businesses so that they can grow”.

According to Clik executives, the app will be aggregating user transactions and will provide merchant partners with basic data analytics. The latter will provide businesses with better insights on marketing techniques. Merchants will have the capability to offer a better and a more personalised experience to their target market as well.

The app attracted the attention of Limestone Technology, an international business headed by SeedIn’s founder Eddie Lee. It also caught the attention of Openway, a software vendor. Investments from these companies, along with money put in by a number of Cambodia’s angel investors, made it possible for Clik to raise over $2 million. The capital was raised long before the business’ scheduled launch. The company is reportedly planning to raise another million by early 2019.

Clik is primarily a data analytics app, but Tippetts made it clear that the company respects the privacy of its would-be clients. He noted that companies like Clik “need to be ethical” when collecting data, adding that he will make sure that the app is compliant with all of the data collection laws in Cambodia.

In an interview, Tippetts said: “We definitely aren’t giving out individuals’ personal data, and we’re not selling or giving any information to third parties.”

Find out more about the payment and remittance industry here.

Source: FXcompared Magazine

Equity Bank Gets Top Award for Pushing Highest Visa Card Volumes in 2018

PolyCarp Igathe, Managing Director, Equity Bank

PolyCarp Igathe, Managing Director, Equity Bank

For the second year running, Equity Bank has scooped the Visa Top Acquirer Award at the 2018 edition of the Visa Awards. The award was issued to the Bank for pushingthe highest Visa card volumes in 2018.

Over the last year, Equity Bank has made significant investments in its merchant acquiring infrastructure, which resulted in a 34% growth in the volumes being transacted by the Bank’s merchants, from Ksh. 40.3 billion in Q3 2017 to Ksh.54 billion, according to the Q3 2018 financial results.

Equity currently has 14,642 merchants with some of the most notable being Naivas, Tuskys, Oil Libya, Total Service Stations, the Intercontinental Hotel, Quickmart Supermarkets, Simba Corporation Limited, Kenya Airways, KWS, the Nairobi Hospital, Chandarana Supermarkets, Furniture Palace, Tamarind Hotel , Text Book Centre, among others. 

Commenting on the award, Equity Bank’s Managing Director, Polycarp Igathe noted that the award was a result of the Bank’s contribution to a cashless economy. 

“We are elated to receive the award, because it is evidence of our efforts towards the facilitation of cashless transactions, giving customers convenience and frictionless experience across the region by enhancing our card and payments processing services,” he said. 

In addition to Visa, Equity Bank acquires American Express, MasterCard, China Union Pay, JCB Diners Club and  & Discover.

Source: Equity Bank Kenya

Would-Be Unicorn Seeks to Undercut Banks With Secure Cloud

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As startups and investors gather in the most innovative country in the world, a financial newcomer wants to become a unicorn by providing faster and cheaper ways of processing credit card transactions.

There’s just one catch: it needs to persuade security-conscious clients to let their financial data be handled by a cloud service managed by an American retail giant.

“Our biggest challenge is the customer mindset,” said Monika Liikamaa, the 43-year-old chairman of Enfuce Financial Services Oy, a Finnish payment services provider based just a 20-minute drive from the headquarters of Nokia.

On Tuesday, she’ll be speaking at a popular startup meetup in Helsinki called Slush, which is expected to attract a crowd of more than 20,000 entrepreneurs, investors and nerds.

Banks are generally reluctant to let industry entrants run their infrastructure, and few fintechs dare try. Enfuce, which was founded by local industry veterans, bucks the trend.

In its first full year in business, in 2017, it made 3.3 million euros ($3.7 million) in sales, generating a profit of just under 300,000 euros. One of its first major clients was Finnish gas station chain ST1, which wanted a fully fledged credit card system, including support for Apple Pay. Enfuce is now targeting global sales of 600 million euros and a valuation exceeding $1 billion by 2025.

Amazon Cloud

Its basic business idea is to run a credit card system without owning expensive computer servers, which can quickly become obsolete. Instead, transactions and card data are hosted in commercially available servers owned by Amazon Web Services and located inside the European Union. That allows the system to instantly and easily adapt to demand spikes, such as on payday, while keeping costs in check.

The data is backed up every second, so when things go wrong, the customers’ cards stop working for just that second -- meaning most would never notice an outage. The services are secure and fully compliant with regulatory requirements, Liikamaa said.

The company acknowledges it faces a tough job convincing potential customers that third-party servers can be as safe as computers owned by the banks. Still, Enfuce has found that while banks are often intrigued, their compliance departments tend to put on the brakes.

“To some extent, the fear of cyber crime may be an issue” when it comes to the acceptance of new technologies, said Nina Rudanko, co-founder of industry organization Fintech Finland.

Liikamaa insists that some form of outsourcing makes sense.

Banks are so busy turning themselves into IT companies these days that they haven’t stopped to properly think about whether that infrastructure could be provided more cost-effectively and quickly by someone else, she said.

New World

“I wish Nordic banks dared to co-operate more,” Liikamaa said. “The banks’ business shouldn’t be about running IT. Banks should worry about supporting their customers in figuring out how to save and invest, buy a home and make payments. We can take care of the infrastructure.”

Enfuce’s wishes may soon be granted.

Although traditional banks tend to be “monolithic,” as Aleksi Grym, an adviser on digitization at the Bank of Finland, put it, the biggest lender in the Nordic region welcomes competition in the banking infrastructure space.

“My hope is that some of those technology companies that try to go into the core banking space" are successful, said Paul Bari, chief information officer and head of technology at Nordea Bank Abp. “Competition is healthy.”

Source: Bloomberg

Warm Season’s Greetings from OpenWay!

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It looks like everyone is making wishes for the next year, and so is OpenWay. Continuing the valuable, inspiring partnership with you is on top of our wishlist.

Together we can discover new ways of reshaping the payments world. AI, QR, NFC, Wallet, API, Cloud – let’s play with all those trendy letters and turn them into our own powerful statements in 2019!
 
Season’s Greetings and Happy Holidays!

Enfuce Financial Services - A Reflection on 2018

Enfuce is a Finland based forerunner in cloud-based financial services, with focus on the future of payment solutions and a global mindset.

Enfuce is a Finland based forerunner in cloud-based financial services, with focus on the future of payment solutions and a global mindset.

OpenWay is proud to have Enfuce Financial Services as a partner!

Denise Koskinen, CEO - Enfuce Financial Services:

I believe in reflecting on achievements, to be able to set new and greater goals for Enfuce. Therefore, I will end this year by reflecting on our achievements during 2018. Our mission for the year was to prepare the company for future growth. To enable that growth, we decided on a few objectives to guide us and to push us further.

These objectives were the following:

  • Explore the idea of an Open Banking platform further, for a more comprehensive offering for the payment industry.

  • Further development of our Digital Payment Platform

  • Brand awareness – who are we and what do we do?

Further development of our Digital Payment Platform

In the beginning of 2018 as we were focusing our ambitions to go beyond the Nordic countries, we also saw the need to prepare our own digital payment platform. This work has taken most of our time and efforts this year, but it has all been worth it! Today we are proud to say that we have partnered up with OpenWay, who will enable a global growth for us with their Way4 solution. 

The two most important things in running a Digital Payment Platform are hygiene factors such as high availability and PCI DSS compliance. When we go beyond hygiene, then it’s all about supporting customers in the rapid pace of change in the financial services industry – a change that is mostly due to the digital disruption we are facing.

Today, we have both hygiene and business advantage in place to support both existing and future customers of ours. Something I feel very proud and confident in!

Read more: Enfuce Official Website

Watch New Video: Innovation Through Collaboration at OpenWay Club Venice 2018

OpenWay Club is a perfect platform for exchanging ideas about how to grow and profit in financial services. We started 5 years ago as a small community of OpenWay team and WAY4 users, yet have grown into a international network of industry experts. Club members meet to discuss new business models and digital payment strategies. 

In 2018, the leading banks and processors from all over the world networked with each other during the interactive design thinking workshops and discussed how to leverage the latest WAY4 solutions for business growth. The innovation sessions were facilitated by our special guest, Eugene Shteyn, an expert in scalable innovations from Stanford University.  

How To Join The OpenWay Club?

If you have ideas and insights into how to significantly improve the customer experience or generate new revenue streams in payments, please contact us. Participation in the OpenWay Club is generally by invitation-only or on a member-nominate-member basis, however we are open to welcoming new faces. 

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OpenWay Met Fuel Card Leaders at IFSF 2018

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OpenWay took part in the IFSF annual conference, one of the most important global events for the retail fuel sector. Key fuel industry players met to discuss top business and technology trends impacting retail fuel and convenience store operations. The conference in Hamburg, Germany on November 6-7 attracted over 100 delegates. The hot topics this year were enhanced customer experience, open payment infrastructure, and fleet business digitalization.

IFSF (International Forecourt Standards Forum) is a community dedicated to enabling technology standards to benefit automotive fuel and energy retailers. OpenWay, a developer of the end-to-end digital payments software for fleet card issuing and acquiring, holds a technical associate membership of the IFSF. This allows us to collaborate with the IFSF working parties on developing and incorporating the standards into our solutions.

“We believe that the IFSF organization will make the fuel industry implementations easier thanks to its ambition for a single standard. For OpenWay, this conference is another good opportunity to interact with different actors across the industry to get valuable insights and streamline our technical communications. The IFSF membership helps to position our company as a technological leader in the fuel payment industry,”- comments Frederic Richel, consultant at OpenWay.

The conference is a good opportunity for representatives of global fuel companies, technical suppliers, card acquiring processors, and consulting companies to network. The following industry bodies also met during the conference: 

  • Conexxus: a non-profit, member-driven technology organization dedicated to the development and implementation of standards, technologies innovation and advocacy for the convenience store and petroleum market.

  • NEXO: an open, global association dedicated to removing the barriers present in today’s fragmented global card payment acceptance ecosystem.

  • OMG: one of the largest and long-standing non-for-profit, open-membership consortia developing and maintaining computer industry specifications.

  • NACS: the National Association of Convenience Stores & Fuel Retailing, serves the convenience and fuel retailing industry by providing industry knowledge, connections and advocacy to ensure the competitive viability of its members' businesses. 

The main discussions focused on the technologies that can help to create a superior customer experience in fleet payments:

  • Frictionless payments such as “1-click” button, recurring, payment method alternative available, mobile checkout

  • Invisible security: moving from PIN capture to biometrics

  • Value-added services through new technologies such as voice assistance, cashier-less stores, AI for service personalization and fraud prevention. 

During the conference the targeted workgroups elaborated on the readiness of the current infrastructure for open payments and digitalization. Now IFSF is working on the standard for APIs for fuel stock management on the OAS 3.0 framework, EMV fleet tags, an acceptance protocol for tokenization and wallets, and a MIG (Message Implementation Guide) similar to the NEXO standard of the ISO 20022 protocol. Security workgroups discussed the new approaches to handling customer data. With GDPR now in force more data is classified as sensitive, which is moving the industry to a new security level, such as AES 256 encryption.


WAY4 Fleet Cards is an integrated software solution developed by OpenWay for end-to-end fleet cards issuing and acquiring. It is designed for fleet card operators that are willing to transform their card platform and grow business locally and globally. The WAY4 Fleet Cards comprises:

  • One modular platform for end-to-end fleet card lifecycle management: issuing, acquiring, transaction switching, authorizing, invoicing, settlement, reporting and digital channels;

  • Support of various types cards: fleet, payment, loyalty, cobranded and combined, both open loop and private label; 

  • Embedded value-added services for fleet cardholders based on customer data analysis, loyalty programs, tokenization and mobile payments, wallets and other alternative payment methods.


“Merchants Can Do Their Business without Banks” - Interview with Sophocles Ioannou on Payment Trends in Europe

Watch the interview with Sophocles Ioannou – Regional Manager, Mediterranean and Levant, OpenWay.

He comments on the latest trends in the European payment space:

“Fintechs can easily do the job that traditional bankers were doing in the past. In such circumstances, a relationship with a vendor should go beyond ordinary and become a partnership."

Find more videos from our payment experts on our YouTube channel.

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Striving to capitalize on the potential benefits of Open Banking? Welcome to the OpenWay presentation at MoneyLIVE Summit in London!

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OpenWay is glad to invite you to our presentation at the leading retail banking conference in Europe: MoneyLIVE Summit, 26-27 November 2018, London

Why to attend?

  • Find out new business models that financial institutions exploit to take advantage of a new Open Banking

  • Learn how leading financial institutions on WAY4 drive the digital payments transformation

  • Gain innovative insights about Open Banking, omni-channel payments, big data, AI, from the market experts

  • Watch demo of the top-ranked WAY4 Wallet, #1-ranked WAY4 CMS (Card Issuing, Merchant Acquiring and Payment Gateway), innovative WAY4 PSD2 Hub and other software solutions at the OpenWay stand 

Come to our presentation!

  • November 26 at 11.50am, Jet Stage: “Open Banking today: 4 case studies from European and global leaders” 

We will be pleased to sit with you and learn more on your needs to enable us to address them in the most efficient way.

Go!OpenWay

On November 4th OpenWay kicked-off its first official Fun Run.

On November 4th OpenWay kicked-off its first official Fun Run.

Every day we run projects, tests, businesses and lives. But what about an actual run? 

On November 4th OpenWay kicked-off its first official Fun Run, a cross-country open-air run through the pine woods. The diverse participants of all ages – engineers, developers, and sales managers at OpenWay and their families – challenged themselves with 1-, 5, and 10 km races. 

“To some, this distance was an easy walk, a routine workout, whereas others faced it like a real challenge. At the end everyone was happy. And such a peaceful and homely atmosphere, with kids, families! It seems that everything worked out!” said Olesya Prischepa, the Go!OpenWay organizer and digital banking product manager in one person.   

A Different Kind of Teamwork

 “A Weekend With Colleagues? For some it may sound crazy that you can enjoy pastimes with your colleagues outside work. But if this pastime is something different from the day job, spending a time in a company of intelligent and inspiring people is actually a good thing! It helps to get to know colleagues better, see them from a new angle, and this improves communication at work, too. Sometimes the best ideas come to you when you’re not in the office!” – says a race participant.

What’s Next? 

As OpenWay is a global company, we want to challenge other local teams as well. It’s pleasant to run in the woods, but running on the sunny beach in Indonesia or along the North Sea coast can be a great out-of-office experience, too.

Cambodian Fintech Startup Clik Secures Seed Funding From OpenWay

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Cambodian payment startup Clik has announced the closing of a $2-million seed funding round led by global tech firms Limestone Technology and OpenWay and joined by several angel investors from Cambodia’s retail sector.

In an official release, the startup said it is considering raising an additional $1 million to further complement its latest funding round. Founded in 2016 by serial entrepreneurs, Matthew Tippetts, Skye Cornell and Darren Jensen, Clik is a payment gateway and aggregator that aims to provide a safe, seamless and simple payment experience.

Through utilisation of the latest technology, including mPOS, machine learning, and biometrics, Clik’s payment aggregator app facilitates swift payments using their own e-wallet or other platforms.

The company says it will be officially launching its platform in Cambodia in Q2 of 2019 upon receiving its Payment Service Provider license from the National Bank of Cambodia.

By targeting the Cambodian market, Clik will be looking to leverage on internet economy boasting over 7 million internet users and 8.4 million smartphones, which is also seeing a growing electronic payment industry.

According to Clik Co-Founder and Chief Technology Officer Darren Jensen, the proceeds from the seed funding round, which is nearly complete, has been used to drive product development for the beta version and commercial release preparations.

Clik’s funding comes in the same week as a mega-deal announced by Grab, which has paved the way for it to become the first company to launch e-money licensed payments services across six major ASEAN countries. Grab announced yesterday that it raised a $50 million strategic investment from Thailand-based KASIKORNBANK (KBank), which at the same time, marks the entry of its payment arm into the Thai market, having already established operations in Singapore, Malaysia, Indonesia, Vietnam, the Philippines. 

Source: Deal Street Asia

BORICA: The Migration to the WAY4 Card Management System is Underway

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BORICA gathered nearly 100 client representatives from the Bulgarian banking sector together for a seminar dedicated to the BORICA New Generation program. This project to implement a new, modern platform for card authorization, processing and real-time fraud prevention started at the beginning of 2018 and is expected to be completed by the middle of 2020. The WAY4 software solution is developed by the leading software supplier, OpenWay. Its card management, terminal and fraud prevention technology provides reliability, security, flexibility and a high degree of parameterization to support rapid deployment of new products and services. 

"There is a large-scale project of the bank migration to the new payment platform, including ATM management, POS switching and merchant acquiring, 3D Secure e-commerce gateway, and card issuing. From now on, banks have to plan and budget for the migration within their organizations. The process itself includes participation by both banks and BORICA and a number of subcontractors, which requires a high degree of consistency in mutual work," said Miroslav Vichev, CEO of BORICA.

The WAY4 card solution is available on a SaaS basis.

"It is complex and multifunctional and also includes modern fraud prevention and risk analysis functionality, which offers much greater possibilities than that we have had so far," explains Radoslav Dimitrov, director of cards and terminals, BORICA.

WAY4 also helps with the implementation and marketing of new products and services within a short timeframe, streamlines processes, services and functionalities and ensures a high level of service availability. "The system is duplicated in two separate locations, each of which has standby capacity," he added.

"We chose the WAY4 CMS (card management system) because of its rich functionality. The ability to parameterize products and services enables banks and users of the system to quickly achieve their business goals," explained Anna Angelova, director of payment services at BORICA. "The system is offered on a cloud service basis, which allows customers to save money and gives them a high degree of flexibility when launching new products and services," she added.

The migration process also involves transferring participants with their own authorization systems to the newly-built National Switch, plus the migration of ATMs, POS terminals and 3D Secure to WAY4.

"The ATM network management and monitoring system will be offered as a service and can be used by all banks in Bulgaria, not only those in the BORICA card model," said Anton Borikin, head of ATM payment acceptance and POS, BORICA. The bank's payment levels will depend on the functionality of the bank, he added.

The WAY4 system also has strong functionality to prevent card fraud with high speed and reduced response times.

"In practice, fraud monitoring is integrated with the card management system, which includes risk levels and scenarios that trigger automatic alerts," said Yassen Yanev, head of card fraud protection at BORICA.

"The migration schedule of each institution, as well as its financial dimensions, depend strongly on the business priorities and the specific resources and time available at the banks," said Katerina Blagoeva, program manager "BORICA New Generation". Balgoeva expressed the readiness of the team to cooperate as efficiently as possible with banks in their transition to the WAY4 system.

Source: BORICA official website

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Willing to leverage Open Banking? Join OpenWay at the leading payments events in the Nordics and in Greece!

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OpenWay is delighted to invite you to our presentations at the leading payments innovation events dedicated to Open Banking in Europe:

Why to attend?

  • Find out new business models that financial institutions exploit to take advantage of a new Open Banking

  • Learn how leading financial institutions on WAY4 drive the digital payments transformation

  • Gain innovative insights about Open Banking, omni-channel payments, big data, AI, from the market experts

  • Watch demo of the top-ranked WAY4 Wallet, #1-ranked WAY4 CMS (Card Issuing, Merchant Acquiring and Payment Gateway), innovative WAY4 PSD2 Hub and other software solutions at the OpenWay stand 

Come to our presentations:

  • November 7: “Open Banking now: 4 case studies from European and global leaders” at MoneyLIVE Nordic Banking 2018 

  • November 22: “How National Bank of Greece transforms the card business for an open banking future: strategies, goals, digital payments platform, partnerships” (presented by NBG and OpenWay) at the 16th Bank Management Conference

We will be pleased to sit with you and learn more on your needs to enable us to address them in the most efficient way.

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Do not miss your revenue stream! Register for the Omni-channel payments workshop at Payvolution in Milan.

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We invite you to our workshop “Omni-channel payments for new revenue streams: wallet, e-commerce, open banking – business cases and new technologies” at Il Salone dei Pagamenti Payvolution, the major payment industry event in Italy (Milan, November 7-9). The workshop is organized by OpenWay, the global leading digital payments software.

Why would you join us?  

  • Take an insight on the most efficient business models and use cases in digital wallets, traditional and e-commerce acquiring and open banking.

  • Get the expert opinion on the latest technology trends: contactless, QR, tokenization, cloud payments, data analytics, PSD2 Hubs.

Save the date: November 7th, 11.00 – 12.00

Our agenda:

  • Omni-channel payments for new revenue streams: wallet, e-commerce, and open banking - Dmitry Yatskaer, Chief Technology Officer, OpenWay

  • Transformation to improve the customer payment experience: case study of National Bank of Greece - Sophocles Ioannou,
Regional Manager - Mediterranean & Levant, OpenWay

  • Tourist app-as-a-wallet: how to generate new revenue streams on WAY4 - Ksenia Shibanova, Product Marketing Manager, OpenWay

  • E-commerce, POS and omni-channel acquiring: how to boost your growth - Dmitry Yatskaer, Chief Technology Officer, OpenWay

After the workshop we will be pleased to sit with you and learn more on your needs to enable us to address them in the most efficient way.

Book your demo session/discussion slot now!

Acquirers on WAY4 Platform to Benefit from NEXO/ISO 20022 Deployment

Brussels, 9 October 2018

OpenWay, a recognized leader in digital payments software, has implemented the nexo Acquirer protocol on the WAY4 platform. Now acquirers who run their payment processing business on WAY4 can use ISO 20022 to enhance their payment acceptance interfaces with extended transaction data and improved interoperability across their acquiring networks.  

The rapid development of new payment acceptance technologies, next-generation terminals, and new collaborative models in the payment market have driven the adoption of ISO 20022. Compared to ISO 8583, the incumbent standard for card payments, ISO 20022 enables greater security and flexibility. This is important for easier customization and supporting value-added services based on transaction data. The protocol caters for growing diversity in the payment industry while maintaining standardization and interoperability.       

“Open and technology-neutral, the nexo Acquirer protocol strikes market players by its business-oriented nature and great potential for cross-border growth. Our customers can leverage it to reach a new level of financial services personalization thanks to the XML-based format which significantly enriches transaction data. WAY4 users can reduce maintenance costs when growing acquiring network as the protocol is completely independent in terms of terminal manufacturers, hardware and acceptance technology,”- comments Dmitry Yatskaer, CTO at OpenWay.   

Acquirers on WAY4 can deploy the nexo Acquirer protocol to connect merchants directly or via any intermediary, such as payment facilitators or service providers. The protocol can be used to connect any types of payment acceptance devices, such as POS and mPOS, including smart Android-based terminals. The protocol handles all industry standard transaction types, while ensuring reconciliation among the different parties involved in the transaction processing. 

The WAY4 system is intuitively built to analyze the transaction information in real time, including level-3 data. It supports a variety of value-added services such as tokenization, dynamic currency conversion, loyalty and coupons based on customer behavior analysis. 

nexo standards is an international association dedicated to enabling fast, interoperable and borderless payments acceptance by standardizing the exchange of payment acceptance data between merchants, acquirers, PSPs and other payment market stakeholders. nexo’s messaging protocols and specifications adhere to ISO20022 standards. Being a member of nexo standards, OpenWay is able to support new protocols quicker and help its customers on WAY4 to deliver a better payment experience.

Considering to transform your business through card issuing, merchant acquiring, e-commerce, digital banking, wallet, open banking solutions? See you at Smart Card 2018 in Opatija!

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OpenWay would like to invite you to the Smart Card 2018 event, one of the largest banking innovation and technology conferences in the Balkans, taking place in Opatija, Croatia on September 24-26.

Why would you attend?

  • Get new business model insights by visiting the OpenWay presentation on the topic “Omnichannel payments for new revenue streams: wallet, e-commerce, open banking”

  • Learn about 4 case studies of the digital payment transformation from European and global leaders at the OpenWay workshop on September 24 at 4:30pm

  • Watch demo of the top-ranked WAY4 Wallet, #1-ranked WAY4 CMS (Card Issuing, Merchant Acquiring and Payment Gateway), innovative WAY4 PSD2 Hub and other software solutions at the OpenWay stand

We will be pleased to sit with you and learn more on your needs to enable us to address them in the most efficient way.

OpenWay at Seamless Ethiopia Meet-Up

On July 25th OpenWay co-hosted Seamless Africa Ethiopia meet-up event, which gathered experts from the leading FIs in the region for the discussion about current technology and regulatory challenges in banking. 
Doug Ballantyne, Regional Manager, Sub-Saharan Africa, OpenWay, gave a speech on how to choose the right partner to address those and change the game.

Doug Ballantyne, Regional Manager, Sub-Saharan Africa, OpenWay welcomes the guests at Seamless East Africa Ethiopia meet-up.

OpenWay at Seamless East Africa Ethiopia meet-up conference.