Joaquin De Valenzuela

Senior Director - Financial Services Industry Business Unit

My unit, the Oracle Financial Services Industry Solution Group, is focused on helping customers to succeed in complex Transformational Initiatives, in areas such as Consumer Payments, Core Payments Processing or Core banking. These solutions combine best business and technical  capabilities provided by products from all the Oracle Portfolio along with Financial Services ISV partner offerings.

My experience in Retail Banking and the technology industry is more than 18 years. For the past years, I've focused on different areas such as Mobile Payments, Digital Transformation, Omnichannel Architecture, Core Banking transformation. Most recently, I ran the Global Retail Banking Industry Group at Sun Microsystems.

Prior to Oracle and Sun, I worked at Santander Investment Bank. 

My educational background includes a degree in Computer Sciences, and an Executive MBA from IE.  I have published in various newsletters in IT, Banking and Economic journals including ComputerWorld, Information Week, and Expansion. You may hear me speaking at many top conferences, such as Oracle OpenWorld, FST, APD and Deloitte GE.

What inspires you in the payment industry

The amount of disruption in the consumer payments industry. Lots of new players taking part of the cake, and a very dynamic ecosystem that is putting pressure on traditional players and changing well established positions in the payments value chain.

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