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Adalberto Pitra

Deputy Director - Head of Credit and Prepaid Products Division

EMIS - Empresa Interbancária de Serviços, S.A.

Adalberto Pitra, Deputy Director of Business Management & Development at EMIS – Empresa
Interbancária de Serviços. Master’s in Management of Information Systems. Being at the
forefront of the main processor in my country, I contribute towards the development of mass
electronic payment in Angola and the overall efficiency of the payments system, ensuring
safety, efficiency, comfort and innovation. Experience in developing new products and services
in regards to issuing, acquiring and recently mobile payments. My hobbies include music, tv
series, movies, reading, sports and travelling.

In which professional and non-professional areas you feel confident as an expert?
I have great knowledge in Card Issuing business, don’t regard myself as an
expert yet.

What do you feel about the disruptions in the payment industry? What recent event/
innovation inspired or frightened you?

Crypto currency, Bitcoin I must say is one of those innovations that has
caught my attention.

When choosing a business model, what characteristics do you expect are the most

- Offer Value to customers,
- Determine key business partners

How do you envision the role of banking and processing companies in 5 years?
Investments in real-time infrastructures, greater levels of integration of
payments with social media.

What skills do you feel are must-have for a decision-maker today and in the future in
the banking industry?

- Be open to change,
- Be aware of changing business models and revenue streams,
- Must understand the needs of consumers.

What qualities of your strategic partners will make you feel confident now and in the

Innovation and time to market, be mindful of adapting to new business