Business overview
Explore new business opportunities and new markets ahead of your competition at a fraction of their cost. Invent, build and manage products your way. WAY4 CMS. The smart product factory.
Powerful issuing and acquiring
Personalised channels accessible 24/7 online
Customer-centric products and services
Online application processing based on flexible workflow and integration facilities
Support for tokens and digital wallets
EMV card instant issuing
Rule-based pricing & comprehensive accounting
Integrated loyalty programmes & online customer behaviour analysis
Real-time risk management & fraud prevention
Multiple financial institution management for multi-branch banks and MSP/TPP
SEPA-compliant
WAY4 solutions operate at 130 banks, processing and telecommunication companies worldwide. Built on an open platform and fully scalable, the solution is suitable for compact systems with 100,000 payment cards right up to high-end platforms processing over 150,000,000 debit and credit cards with 20,000 branches in 11 time zones.
Client and Contract Management
Single Customer Profile
Product Management
Channel Management
Pricing
Accounting & Reporting
Authorisation & Clearing
Multiple Financial Institutions
Data Preparation & Key Management
EMV Card Personalisation
Relationship Management
Real-Time Risk Management
Rule-Driven Workflows
Scoring & Origination
Application Processing
Dispute Management
Consumer Debt Collections, and other
Cross-border
Debit Cards
Revolving Credit Cards
Prepaid Cards
Charge Cards
Express Instalment Credit
Revolving Credit + Instalment Credits
Co-Branded Cards
Virtual & E-money
Loyalty & Gift Cards
Credit + Loyalty Card
Commercial Cards
Healthcare
Retail
Cash Withdrawal & Acceptance
Information Requests & Notifications
Online Payments & Transfers
Cash Payments & Transfers
Currency Exchange
Cash by Code
3-D E-Commerce
Tokenization: HCE, ViDEP, MDES, MasterPass, Visa Checkout
Online Instalment Origination
Dynamic Currency Conversion
Security
System of personalised customer communication via multiple customer-centric 24/7 online channels
Targeted Promotion & Sales
Account & Investment Management
Personalised Payments & Transfers
Relationship Payments
Application Processing
Customer Risk Profile
Personalised Information
Redemption
POS Management & Merchant Acquiring
ATM Management
Kiosk Management
Web Banking
Mobile Banking
IVR Interface
Branch Teller Integration
Authorisation & Clearing Interfaces
Visa
MasterCard
AMEX
Diners Club
CUP
Domestic Switch
Host-to-Host
Core Banking Systems
Credit Bureaux
Personalisation Bureaux
Scoring and Debt Collection systems
DWH, CRM and other systems
