WAY4 CMS (Card and Merchant Management Software Solution). Introduction

Introduction Examples Features Platform & Performance What's New

Gartner, the world leader in IT research and consulting, gave OpenWay the highest possible rating (‘strong positive’) in 2009 and 2010.

Introduction

Explore new business opportunities and new markets ahead of your competition at a fraction of their cost. Invent, build and manage products your way. WAY4 CMS. The smart product factory.

Key Benefits

Powerful issuing and acquiring

Personalised channels accessible 24/7 online

Customer-centric products and services

Online application processing based on flexible workflow and integration facilities

EMV card instant issuing

Rule-based pricing & comprehensive accounting

Integrated loyalty programmes & online customer behaviour analysis

Real-time risk management & fraud prevention

Multiple financial institution management for multi-branch banks and MSP/TPP

SEPA-compliant

WAY4 solutions operate at 108 banks, processing and telecommunication companies in 27 countries worldwide. Built on an open platform and fully scalable, the solution is suitable for compact systems with 100,000 payment cards right up to high-end platforms processing over 60,000,000 debit and credit cards with 20,000 branches in 11 time zones.

Key Components

Full Cycle Issuing & Acquiring

Client and Contract Management

Single Customer Profile

Product Management

Channel Management

Pricing

Accounting & Reporting

Authorisation & Clearing

Multiple Financial Institutions

Data Preparation & Key Management

EMV Card Personalisation

Relationship Management

Real-Time Risk Management

Rule-Driven Workflows

Scoring & Origination

Application Processing

Dispute Management

Consumer Debt Collections, and other

Cross-border

Rule-Based Products

Debit Cards

Revolving Credit Cards

Prepaid Cards

Charge Cards

Express Instalment Credit

Revolving Credit + Instalment Credits

Co-Branded Cards

Virtual & E-money

Loyalty & Gift Cards

Credit + Loyalty Card

Commercial Cards

Healthcare

All-Round Service

Retail

Cash Withdrawal & Acceptance

Information Requests & Notifications

Online Payments & Transfers

Cash Payments & Transfers

Currency Exchange

Cash by Code

3-D E-Commerce

Online Instalment Origination

Dynamic Currency Conversion

Security

Customer-Centric Services

System of personalised customer communication via multiple customer-centric 24/7 online channels

Targeted Promotion & Sales

Account & Investment Management

Personalised Payments & Transfers

Relationship Payments

Application Processing

Customer Risk Profile

Personalised Information

Redemption

Sales & Delivery Channels

POS Management & Merchant Acquiring

ATM Management

Kiosk Management

Web Banking

Mobile Banking

IVR Interface

Branch Teller Integration

Interfaces

Authorisation & Clearing Interfaces

Visa

MasterCard

AMEX

Diners Club

CUP

Domestic Switch

Host-to-Host

Core Banking Systems

Credit Bureaux

Personalisation Bureaux

Scoring and Debt Collection systems

DWH, CRM and other systems

WAY4 Card & Merchant Management

Introduction

Key Benefits

Key Components

Full Cycle Issuing & Acquiring

Rule-Based Products

All-Round Service

Customer-Centric Services

Sales & Delivery Channels

Interfaces

Related links

Downloads

Modules

WAY4 News

WAY4 Projects

Solutions